{"id":11995,"date":"2025-01-25T14:31:05","date_gmt":"2025-01-25T06:31:05","guid":{"rendered":"https:\/\/portal.fisip-unmul.ac.id\/site\/?p=11995"},"modified":"2025-01-25T14:31:05","modified_gmt":"2025-01-25T06:31:05","slug":"pengaruh-jasa-kredit-harian-terhadap-kesejahteraan-sosial-masyarakat-kelas-menengah-bawah-studi-kasus-kampung-baqa-kecamatan-samarinda-seberang-yuli-andriyani","status":"publish","type":"post","link":"https:\/\/portal.fisip-unmul.ac.id\/site\/?p=11995","title":{"rendered":"PENGARUH JASA KREDIT HARIAN TERHADAP  KESEJAHTERAAN SOSIAL MASYARAKAT KELAS  MENENGAH BAWAH (Studi Kasus Kampung Baqa Kecamatan Samarinda Seberang) (Yuli Andriyani)"},"content":{"rendered":"<h2>Data Portal Mahasiswa S1<\/h2>\n<p>Submitted by: <strong>, <\/strong><br \/>\nOn: <strong>Jan 25, 2025 @ 2:31 PM<\/strong> <br \/>\nIP: <strong>114.10.115.17<\/strong> <\/p>\n<ul id=\"fm-summary\">\n<li id=\"fm-item-judul\">   1. Title [Judul]: <strong>PENGARUH JASA KREDIT HARIAN TERHADAP  KESEJAHTERAAN SOSIAL MASYARAKAT KELAS  MENENGAH BAWAH (Studi Kasus Kampung Baqa Kecamatan Samarinda Seberang)<\/strong><\/li>\n<li id=\"fm-item-pengarang\"> 2. Creator [Pengarang\/ penulis]: <strong>Yuli Andriyani<\/strong><\/li>\n<li id=\"fm-item-katakunci\"> 3. Subject [Subjek dan kata kunci]: <strong>Kredit Harian, Kesejahteraan Sosial, Masyarakat.<\/strong><\/li>\n<li id=\"fm-item-abstrak\"> 4. Description [Abstrak] : <strong>Tujuan dari penelitian ini untuk mendskripsikan, menganalisis dan memahami<br \/>\npraktik jasa kredit harian pada masyarakat kelas menengah bawah dan<br \/>\npengaruhnya terhadap kesejahteraan sosial masyarakat. Penelitian ini<br \/>\nmenggunakan pendekatan kualitatif dengan jenis studi kasus. Teknik analisis data<br \/>\ndengan data condensation, data display, drawing conclusion\/verification.<br \/>\nPenelitian menggunakan teori praktik jasa kredit harian oleh (Kasmir, 2017)<br \/>\nyang melalui analisis 5c yaitu: character, capacity, capital, collateral, dan<br \/>\ncondition. Teori kesejahteraan sosial bagi masyarakat oleh (Soetomo, 2014) yang<br \/>\nmencakup indikator pendapatan, komposisi pengeluaran, pendidikan, dan<br \/>\nkualitas kesehatan. Berdasarkan hasil penelitian dapat ditarik kesimpulan bahwa<br \/>\npraktik jasa kredit harian masyarakat Kampung Baqa menggunakan beberapa<br \/>\nprinsip 5c diantaranya character, capacity, capacity, capital, dan collateral. Jasa<br \/>\nkredit harian berdampak positif terhadap kesejahteraan sosial masyarakat kelas<br \/>\nmenengah dalam aspek kebutuhan harian, pendidikan, dan modal usaha. Artinya<br \/>\njasa kredit harian berguna dan meningkatkan kesejahteraan sosial masyarakat<br \/>\nkelas menengah bawah kampung Baqa dalam aspek kebutuhan harian,<br \/>\npendidikan, dan modal usaha. Jasa kredit harian berdampak negatif terhadap<br \/>\nkesejahteraan sosial masyarakat kelas menengah dalam aspek komposisi<br \/>\npengeluaran dan kesehatan. Artinya jasa kredit harian tidak meningkatkan<br \/>\nkesejahteraan sosial masyarakat kelas menengah bawah kampung Baqa dalam<br \/>\naspek komposisi pengeluaran dan kesehatan. <\/strong><\/li>\n<li>  5. Publisher [Nama Lembaga Kontributor]: <strong>Program Studi Sosiatri<\/strong><\/li>\n<li id=\"fm-item-pembimbing\">  6. Contributor [Pembimbing, promotor, ilustrator, produser, dll.] : <strong>A Ismail Lukman, M.A <\/strong><\/li>\n<li id=\"fm-item-tanggal\"> 7. Date [Tanggal \/ tahun penciptaan atau penerbitan]: <strong>2025<\/strong><\/li>\n<li id=\"fm-item-type\">8. Type: <strong>Artikel<\/strong><\/li>\n<li id=\"fm-item-permalink\">  9. Identifier\/ permalink [URL menuju konten di lembaga kontributor]: <strong><a href=\"https:\/\/ejournal.ps.fisip-unmul.ac.id\/site\/?p=1882\">https:\/\/ejournal.ps.fisip-unmul.ac.id\/site\/?p=1882<\/a><\/strong><\/li>\n<li id=\"fm-item-right\"> 10. Right [Contoh: CCL, MIT, Open Document, dll.]: <strong>Artikel eJournal<\/strong><\/li>\n<\/ul>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_11995\" class=\"pvc_stats all  \" data-element-id=\"11995\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"https:\/\/portal.fisip-unmul.ac.id\/site\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Data Portal Mahasiswa S1 Submitted by: , On: Jan 25, 2025 @ 2:31 PM IP: 114.10.115.17 1. Title [Judul]: PENGARUH JASA KREDIT HARIAN TERHADAP KESEJAHTERAAN SOSIAL MASYARAKAT KELAS MENENGAH BAWAH (Studi Kasus Kampung Baqa Kecamatan Samarinda Seberang) 2. Creator [Pengarang\/ penulis]: Yuli Andriyani 3. Subject [Subjek dan kata kunci]: Kredit Harian, Kesejahteraan Sosial, Masyarakat. 4. [&hellip;]<\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_11995\" class=\"pvc_stats all  \" data-element-id=\"11995\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"https:\/\/portal.fisip-unmul.ac.id\/site\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-11995","post","type-post","status-publish","format-standard","hentry","category-data-portal-mahasiswa-s1"],"a3_pvc":{"activated":true,"total_views":80,"today_views":0},"_links":{"self":[{"href":"https:\/\/portal.fisip-unmul.ac.id\/site\/index.php?rest_route=\/wp\/v2\/posts\/11995","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/portal.fisip-unmul.ac.id\/site\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/portal.fisip-unmul.ac.id\/site\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/portal.fisip-unmul.ac.id\/site\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/portal.fisip-unmul.ac.id\/site\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11995"}],"version-history":[{"count":0,"href":"https:\/\/portal.fisip-unmul.ac.id\/site\/index.php?rest_route=\/wp\/v2\/posts\/11995\/revisions"}],"wp:attachment":[{"href":"https:\/\/portal.fisip-unmul.ac.id\/site\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11995"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/portal.fisip-unmul.ac.id\/site\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=11995"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/portal.fisip-unmul.ac.id\/site\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=11995"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}